Can I open a Stripe account with a Vietnam business?

No. Vietnam is not on Stripe's supported-countries list (verified 2026-07-01 at stripe.com/global), so there is no way to open a Stripe merchant account registered in Vietnam. The documented alternative is to open a US Stripe account through a US LLC.

Won't a free Wise or Payoneer account let me use Stripe?

No — not for charging customers. Wise and Payoneer give you US receiving details, which is enough to RECEIVE marketplace or app-store payouts. But Stripe's own requirements page demands a physical bank account that 'can't be a virtual bank account,' and Wise/Payoneer receiving accounts are virtual. To run your own Stripe checkout you need a real US business bank account.

Does my Vietnamese nationality or residence stop Stripe from approving me?

No. Stripe accepts a government-issued passport from any country and KYCs you as the human representative. What matters is that a US legal entity (your LLC) with an EIN and a real US bank account is the merchant. Living in Vietnam is not a blocker.

Is this a loophole or gray-area hack?

No. It's the officially documented route. Stripe sells this exact path through Stripe Atlas, which markets 'Start a US company from anywhere in the world,' forms a Delaware entity, retrieves the EIN, opens a financial account, and activates Stripe. The one honest condition: the LLC must genuinely operate as your merchant of record, with a real website and a US mailing address (not a P.O. box). Stripe can review or reserve accounts that misrepresent business location.

What exactly do I get from EIN.LLC?

A US LLC formed for you, the EIN (the CP-575 IRS confirmation) in about 2 to 5 days, and US business banking set up — the three pieces Stripe requires. Flat $399 plus the state fee. No SSN or ITIN, no US visit. After that you complete Stripe's standard self-serve signup with your passport and your new US entity details.

Is this legal or tax advice?

No. This page is general information, not legal or tax advice. Forming a US entity as a Vietnamese resident can carry US and Vietnamese tax and reporting obligations. Confirm your specific situation with a qualified professional before you rely on anything here.

Do I need an SSN, ITIN, or a US visit?

No. EIN.LLC forms the LLC and obtains the EIN (CP-575) with only your passport — no SSN, no ITIN, no US co-signer, and no travel. Serving founders abroad is the default here, not an exception.

What does it cost, and is there a subscription?

$399 plus your state's filing fee, billed once. No subscription and no surprise renewals. It covers LLC formation, the EIN, US bank setup, and the first-year registered agent.

Is this legal or tax advice?

No. This page is general information about payment-platform availability and US company formation, not legal or tax advice. Rules change and your situation may differ — confirm specifics with the platform's current documentation and a qualified professional.

Stripe · Vietnam · Merchant account signup

Stripe doesn't support Vietnam. A US LLC is the documented way in.

You can't open a Stripe account to charge customers with a Vietnam-registered business — Vietnam isn't on Stripe's list. But a US LLC with an EIN and a real US bank account meets every requirement Stripe publishes, no matter where you live.

Current status · last checked 2026-07-01

Not supported — merchant account signup (opening a Stripe account to charge customers)

Verified 2026-07-01: Vietnam is absent from Stripe's official supported-countries list.

Primary source ↗

First: do you even need a US company?

If all you need is to RECEIVE payouts — from a marketplace, an app store, an affiliate program, or a client who pays by invoice — you probably don't need a US LLC or Stripe at all. A free Wise or Payoneer USD receiving account gives you US bank details that let money land, and it costs nothing to open. Try that first. It solves getting paid; it does not solve charging your own customers.

When the US LLC route is the real fix

You need the US LLC path when you want to run your own checkout — charge customers directly with a card form on your own site or app, as the merchant of record. That is "opening a Stripe account," and Stripe's requirements page is explicit: you need a legal entity registered in the account's country plus a physical bank account there that "can't be a virtual bank account." A Wise or Payoneer receiving account is virtual and does not meet that requirement. So to accept card payments on your own Stripe account from Vietnam, you form a US LLC, get the EIN, and open a real US business bank account. That combination satisfies every published requirement and activates a full self-serve US Stripe account with international card acceptance.

What a US LLC + EIN unlocks here

A full self-serve US Stripe account that accepts international cards, opened with a passport of any nationality — your residence in Vietnam is not a blocker
A US-registered legal entity (the LLC) plus a tax ID (EIN) — the two things Stripe requires that a Vietnam business can't provide
A real, non-virtual US business bank account that meets Stripe's stated bank requirement, unlike a Wise/Payoneer receiving account
The exact path Stripe endorses and sells itself via Stripe Atlas ('Start a US company from anywhere in the world'), which forms the entity, retrieves the EIN, opens a financial account, and activates Stripe
A US mailing address (not a P.O. box), phone number, and the ability to operate the LLC as your genuine merchant of record

Straight talk

Two honest limits. First, if you only need to receive payouts, a free Wise or Payoneer USD account already does that — you don't need an LLC or Stripe, so try the free route first. Second, the US LLC opens Stripe only if it genuinely operates as your merchant of record: a real website, a US mailing address that isn't a P.O. box, and a non-virtual US bank account. Stripe KYCs the human behind the account and can review or reserve accounts that misrepresent business location. This is general information, not legal or tax advice.

Key facts

Vietnam is not on Stripe's official supported-countries list, verified 2026-07-01 against stripe.com/global.
You cannot open a Stripe merchant account with a Vietnam-registered business, because Vietnam is not a country Stripe supports.
Stripe's requirements page states you need a legal entity registered in the account's country and a physical bank account there that 'can't be a virtual bank account.'
A US LLC + EIN + non-virtual US business bank account satisfies every requirement to open a US Stripe account from outside the US, and Stripe accepts a passport from any nationality.
Free Wise and Payoneer accounts let you receive payouts but do not qualify as the physical US bank account Stripe requires to charge customers.
Stripe endorses this route directly through Stripe Atlas, which forms a US company, retrieves the EIN, opens a financial account, and activates Stripe.

$399 + your state fee. One time.

LLC formation, EIN (CP-575), US bank setup, and the first-year registered agent. No SSN, no ITIN, no US visit — and no subscription.

Start your company

EIN in 3–5 business days

Straight answers

Can I open a Stripe account with a Vietnam business?: No. Vietnam is not on Stripe's supported-countries list (verified 2026-07-01 at stripe.com/global), so there is no way to open a Stripe merchant account registered in Vietnam. The documented alternative is to open a US Stripe account through a US LLC.
Won't a free Wise or Payoneer account let me use Stripe?: No — not for charging customers. Wise and Payoneer give you US receiving details, which is enough to RECEIVE marketplace or app-store payouts. But Stripe's own requirements page demands a physical bank account that 'can't be a virtual bank account,' and Wise/Payoneer receiving accounts are virtual. To run your own Stripe checkout you need a real US business bank account.
Does my Vietnamese nationality or residence stop Stripe from approving me?: No. Stripe accepts a government-issued passport from any country and KYCs you as the human representative. What matters is that a US legal entity (your LLC) with an EIN and a real US bank account is the merchant. Living in Vietnam is not a blocker.
Is this a loophole or gray-area hack?: No. It's the officially documented route. Stripe sells this exact path through Stripe Atlas, which markets 'Start a US company from anywhere in the world,' forms a Delaware entity, retrieves the EIN, opens a financial account, and activates Stripe. The one honest condition: the LLC must genuinely operate as your merchant of record, with a real website and a US mailing address (not a P.O. box). Stripe can review or reserve accounts that misrepresent business location.
What exactly do I get from EIN.LLC?: A US LLC formed for you, the EIN (the CP-575 IRS confirmation) in about 2 to 5 days, and US business banking set up — the three pieces Stripe requires. Flat $399 plus the state fee. No SSN or ITIN, no US visit. After that you complete Stripe's standard self-serve signup with your passport and your new US entity details.
Is this legal or tax advice?: No. This page is general information, not legal or tax advice. Forming a US entity as a Vietnamese resident can carry US and Vietnamese tax and reporting obligations. Confirm your specific situation with a qualified professional before you rely on anything here.
Do I need an SSN, ITIN, or a US visit?: No. EIN.LLC forms the LLC and obtains the EIN (CP-575) with only your passport — no SSN, no ITIN, no US co-signer, and no travel. Serving founders abroad is the default here, not an exception.
What does it cost, and is there a subscription?: $399 plus your state's filing fee, billed once. No subscription and no surprise renewals. It covers LLC formation, the EIN, US bank setup, and the first-year registered agent.
Is this legal or tax advice?: No. This page is general information about payment-platform availability and US company formation, not legal or tax advice. Rules change and your situation may differ — confirm specifics with the platform's current documentation and a qualified professional.

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